The Top 10 Reasons
We All Need A Reason

1. People trying to refinance their home after having it listed for sale are about to run into a big road block. Refinancing a home after being listed is one of the biggest underwriting guidelines that has to be passed. This is not about you, its about the mortgage company.
2. Most mortgage companies like Quicken Loans for [...]

1. Let’s say that you are trying to refinance your mortgage. It does not matter if it is because you are trying to refinance from a adjustable rate mortgage to a 30 year fixed rate mortgage or if you are just looking to take cash out of the equity of your home. Every single mortgage company [...]

1. With this never ending housing/mortgage fiasco going on we need to take a look at some ways to correct the situation. With the U.S Government deciding to pass this stupid $700 Billion Bailout Plan which was supposed to correct the instability in the stock market (we all knew it was not going to work as [...]

1. If Congress passes the $700 billion bailout plan this would be one of the biggest mistakes ever in the history of the United States. It blows my mind to think about how we even got into this situation but its probably why I write about the mortgage industry so much. If this stupid bill [...]

1. Buying a home with a home equity line of credit might be tricky nowadays but if you can do it I would suggest to look into it. It is probably not the first home loan that you are going to look at buying a piece of property with, but it is very advantageous in [...]

1. Many people over the past 5 years who bought homes thought they were getting rich by buying bigger homes. Many were told that homes always went up in value and that they needed to get into the market as soon as possible before prices went up more. With history on your side, buying a [...]

1. Being self employed is a lot of people’s dream. Being able to call your own hours, be your own boss, take vacations when you want, earn as much money as you want to earn, write offs on your taxes, etc. For most people though this is hardly the case. Most people that are self [...]

1. Well, it actually is kind of official today that Fannie Mae and Freddie Mac are bankrupt. CNN has the low down on why it happened. The unfortunate part is that they really are not bankrupt. I think its interesting how two organizations that were started by the U.S Government are now being bailed out by [...]

1. The FHA loan has became popular once again over the past 6 months mainly due to it being one of the only 100% financing loans able to use to buy a home. With all of the major mortgage companies going bankrupt around the country they all lost their ability to use their own loans. [...]