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	<title>Comments on: The Top 10 Reasons Adjustable Rate Mortgages Will Have Higher Rates Than Fixed Rate Mortgages</title>
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		<title>By: The Top 10 Reasons Why You Should Give Up Trying To Refinance Your Mortgage If The Appraisal Comes In Low &#124; Wall Street and Stock Market Blog</title>
		<link>http://thetop10reasons.com/the-top-10-reasons-adjustable-rate-mortgages-will-have-higher-rates-than-fixed-rate-mortgages/comment-page-1#comment-678</link>
		<dc:creator>The Top 10 Reasons Why You Should Give Up Trying To Refinance Your Mortgage If The Appraisal Comes In Low &#124; Wall Street and Stock Market Blog</dc:creator>
		<pubDate>Fri, 17 Oct 2008 11:42:20 +0000</pubDate>
		<guid isPermaLink="false">http://thetop10reasons.com/?p=98#comment-678</guid>
		<description>[...] to refinance your mortgage. It does not matter if it is because you are trying to refinance from a adjustable rate mortgage to a 30 year fixed rate mortgage or if you are just looking to take cash out of the equity of your [...]</description>
		<content:encoded><![CDATA[<p>[...] to refinance your mortgage. It does not matter if it is because you are trying to refinance from a adjustable rate mortgage to a 30 year fixed rate mortgage or if you are just looking to take cash out of the equity of your [...]</p>
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		<title>By: The Top 10 Reasons Why You Should Give Up Trying To Refinance Your Mortgage If The Appraisal Comes In Low &#124; The Top 10 Reasons</title>
		<link>http://thetop10reasons.com/the-top-10-reasons-adjustable-rate-mortgages-will-have-higher-rates-than-fixed-rate-mortgages/comment-page-1#comment-662</link>
		<dc:creator>The Top 10 Reasons Why You Should Give Up Trying To Refinance Your Mortgage If The Appraisal Comes In Low &#124; The Top 10 Reasons</dc:creator>
		<pubDate>Thu, 16 Oct 2008 15:51:25 +0000</pubDate>
		<guid isPermaLink="false">http://thetop10reasons.com/?p=98#comment-662</guid>
		<description>[...] to refinance your mortgage. It does not matter if it is because you are trying to refinance from a adjustable rate mortgage to a 30 year fixed rate mortgage or if you are just looking to take cash out of the equity of your [...]</description>
		<content:encoded><![CDATA[<p>[...] to refinance your mortgage. It does not matter if it is because you are trying to refinance from a adjustable rate mortgage to a 30 year fixed rate mortgage or if you are just looking to take cash out of the equity of your [...]</p>
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		<title>By: The Top 10 Reasons You Should Buy A Home With A Home Equity Line Of Credit (HELOC) &#124; Wall Street and Stock Market Blog</title>
		<link>http://thetop10reasons.com/the-top-10-reasons-adjustable-rate-mortgages-will-have-higher-rates-than-fixed-rate-mortgages/comment-page-1#comment-571</link>
		<dc:creator>The Top 10 Reasons You Should Buy A Home With A Home Equity Line Of Credit (HELOC) &#124; Wall Street and Stock Market Blog</dc:creator>
		<pubDate>Mon, 29 Sep 2008 18:28:43 +0000</pubDate>
		<guid isPermaLink="false">http://thetop10reasons.com/?p=98#comment-571</guid>
		<description>[...] on the closing costs already. The only downside that I can think of is that a HELOC is considered a adjustable rate mortgage. The interest rate is never fixed on the loan. While this might make some people nervous a bout the [...]</description>
		<content:encoded><![CDATA[<p>[...] on the closing costs already. The only downside that I can think of is that a HELOC is considered a adjustable rate mortgage. The interest rate is never fixed on the loan. While this might make some people nervous a bout the [...]</p>
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		<title>By: Interest Rates &#187; The Top 10 Reasons Adjustable Rate Mortgages Will Have Higher &#8230;</title>
		<link>http://thetop10reasons.com/the-top-10-reasons-adjustable-rate-mortgages-will-have-higher-rates-than-fixed-rate-mortgages/comment-page-1#comment-319</link>
		<dc:creator>Interest Rates &#187; The Top 10 Reasons Adjustable Rate Mortgages Will Have Higher &#8230;</dc:creator>
		<pubDate>Wed, 30 Jul 2008 17:47:50 +0000</pubDate>
		<guid isPermaLink="false">http://thetop10reasons.com/?p=98#comment-319</guid>
		<description>[...] Read the rest of this great post here [...]</description>
		<content:encoded><![CDATA[<p>[...] Read the rest of this great post here [...]</p>
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		<title>By: The Top 10 Reasons Adjustable Rate Mortgages Will Have Higher Rates Than Fixed Rate Mortgages &#183; Real-Estate.ExplainedOnline.Net</title>
		<link>http://thetop10reasons.com/the-top-10-reasons-adjustable-rate-mortgages-will-have-higher-rates-than-fixed-rate-mortgages/comment-page-1#comment-317</link>
		<dc:creator>The Top 10 Reasons Adjustable Rate Mortgages Will Have Higher Rates Than Fixed Rate Mortgages &#183; Real-Estate.ExplainedOnline.Net</dc:creator>
		<pubDate>Wed, 30 Jul 2008 17:10:43 +0000</pubDate>
		<guid isPermaLink="false">http://thetop10reasons.com/?p=98#comment-317</guid>
		<description>[...] Original post by Orange County Ca Real Estate [...]</description>
		<content:encoded><![CDATA[<p>[...] Original post by Orange County Ca Real Estate [...]</p>
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	<item>
		<title>By: &#187; The Top 10 Reasons Adjustable Rate Mortgages Will Have Higher Rates Than Fixed Rate Mortgages</title>
		<link>http://thetop10reasons.com/the-top-10-reasons-adjustable-rate-mortgages-will-have-higher-rates-than-fixed-rate-mortgages/comment-page-1#comment-316</link>
		<dc:creator>&#187; The Top 10 Reasons Adjustable Rate Mortgages Will Have Higher Rates Than Fixed Rate Mortgages</dc:creator>
		<pubDate>Wed, 30 Jul 2008 17:06:35 +0000</pubDate>
		<guid isPermaLink="false">http://thetop10reasons.com/?p=98#comment-316</guid>
		<description>[...] The Financial Answers wrote an interesting post today onHere&#8217;s a quick excerpt 1. During the refi boom of 2002-2007 adjustable rate mortgages always had lower interest rates than fixed rate mortgages. In most cases they were considerably lower. As an example you could get a 3 year ARM with an interest almost 2% lower than a 30 year fixed mortgage. This was the same case for the 5 year, and 7 year ARM’s too. 2. There was so much talk about adjustable rate mortgages being for only sub prime borrowers but in reality most of the people that took out an ARM had good credit. T [...]</description>
		<content:encoded><![CDATA[<p>[...] The Financial Answers wrote an interesting post today onHere&#8217;s a quick excerpt 1. During the refi boom of 2002-2007 adjustable rate mortgages always had lower interest rates than fixed rate mortgages. In most cases they were considerably lower. As an example you could get a 3 year ARM with an interest almost 2% lower than a 30 year fixed mortgage. This was the same case for the 5 year, and 7 year ARM’s too. 2. There was so much talk about adjustable rate mortgages being for only sub prime borrowers but in reality most of the people that took out an ARM had good credit. T [...]</p>
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		<title>By: Mortgage News Aggregator &#187; The Top 10 Reasons Adjustable Rate Mortgages Will Have Higher &#8230;</title>
		<link>http://thetop10reasons.com/the-top-10-reasons-adjustable-rate-mortgages-will-have-higher-rates-than-fixed-rate-mortgages/comment-page-1#comment-315</link>
		<dc:creator>Mortgage News Aggregator &#187; The Top 10 Reasons Adjustable Rate Mortgages Will Have Higher &#8230;</dc:creator>
		<pubDate>Wed, 30 Jul 2008 17:04:43 +0000</pubDate>
		<guid isPermaLink="false">http://thetop10reasons.com/?p=98#comment-315</guid>
		<description>[...] Original post here [...]</description>
		<content:encoded><![CDATA[<p>[...] Original post here [...]</p>
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