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	<title>Comments on: The Top 10 Reasons To Refinance Your Mortgage</title>
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		<title>By: Lower mortgage payment</title>
		<link>http://thetop10reasons.com/the-top-10-reasons-to-refinance-your-mortgage/comment-page-1#comment-970</link>
		<dc:creator>Lower mortgage payment</dc:creator>
		<pubDate>Mon, 26 Jan 2009 19:16:26 +0000</pubDate>
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		<description>Thanks for sharing your time and information with us! It was a brilliant reading! Thank you. Tomas vaalue.com</description>
		<content:encoded><![CDATA[<p>Thanks for sharing your time and information with us! It was a brilliant reading! Thank you. Tomas vaalue.com</p>
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		<title>By: The Top 10 Reasons You Should Buy A Home With A Home Equity Line Of Credit (HELOC) &#124; Wall Street and Stock Market Blog</title>
		<link>http://thetop10reasons.com/the-top-10-reasons-to-refinance-your-mortgage/comment-page-1#comment-570</link>
		<dc:creator>The Top 10 Reasons You Should Buy A Home With A Home Equity Line Of Credit (HELOC) &#124; Wall Street and Stock Market Blog</dc:creator>
		<pubDate>Mon, 29 Sep 2008 18:28:28 +0000</pubDate>
		<guid isPermaLink="false">http://thetop10reasons.com/?p=57#comment-570</guid>
		<description>[...] module&#8221; that searched a database of recent home prices in the area you were looking to buy or refinance. If the value of the home came back at what we needed to make the loan work, we would not even have [...]</description>
		<content:encoded><![CDATA[<p>[...] module&#8221; that searched a database of recent home prices in the area you were looking to buy or refinance. If the value of the home came back at what we needed to make the loan work, we would not even have [...]</p>
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		<title>By: Interest Rates &#187; The Top 10 Reasons To Refinance Your Mortgage</title>
		<link>http://thetop10reasons.com/the-top-10-reasons-to-refinance-your-mortgage/comment-page-1#comment-195</link>
		<dc:creator>Interest Rates &#187; The Top 10 Reasons To Refinance Your Mortgage</dc:creator>
		<pubDate>Mon, 21 Jul 2008 16:52:31 +0000</pubDate>
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		<description>[...] Read the rest of this great post here [...]</description>
		<content:encoded><![CDATA[<p>[...] Read the rest of this great post here [...]</p>
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		<title>By: The Top 10 Reasons To Refinance Your Mortgage &#183; Real-Estate-Investing.ExplainedOnline.Net</title>
		<link>http://thetop10reasons.com/the-top-10-reasons-to-refinance-your-mortgage/comment-page-1#comment-194</link>
		<dc:creator>The Top 10 Reasons To Refinance Your Mortgage &#183; Real-Estate-Investing.ExplainedOnline.Net</dc:creator>
		<pubDate>Mon, 21 Jul 2008 16:51:45 +0000</pubDate>
		<guid isPermaLink="false">http://thetop10reasons.com/?p=57#comment-194</guid>
		<description>[...] Original post by Real Estate &#124; Real Estate News [...]</description>
		<content:encoded><![CDATA[<p>[...] Original post by Real Estate | Real Estate News [...]</p>
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		<title>By: The Top 10 Reasons To Refinance Your Mortgage &#183; Real-Estate.ExplainedOnline.Net</title>
		<link>http://thetop10reasons.com/the-top-10-reasons-to-refinance-your-mortgage/comment-page-1#comment-193</link>
		<dc:creator>The Top 10 Reasons To Refinance Your Mortgage &#183; Real-Estate.ExplainedOnline.Net</dc:creator>
		<pubDate>Mon, 21 Jul 2008 16:45:57 +0000</pubDate>
		<guid isPermaLink="false">http://thetop10reasons.com/?p=57#comment-193</guid>
		<description>[...] Original post by Real Estate &#124; Real Estate News [...]</description>
		<content:encoded><![CDATA[<p>[...] Original post by Real Estate | Real Estate News [...]</p>
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		<title>By: &#187; The Top 10 Reasons To Refinance Your Mortgage</title>
		<link>http://thetop10reasons.com/the-top-10-reasons-to-refinance-your-mortgage/comment-page-1#comment-192</link>
		<dc:creator>&#187; The Top 10 Reasons To Refinance Your Mortgage</dc:creator>
		<pubDate>Mon, 21 Jul 2008 16:33:43 +0000</pubDate>
		<guid isPermaLink="false">http://thetop10reasons.com/?p=57#comment-192</guid>
		<description>[...] Business wrote an interesting post today onHere&#8217;s a quick excerpt 1. What is interesting is that refinancing a mortgage is relatively a new phenomenon. There was no need to ever refinance a mortgage from the 1950s to the 1990s. Everybody that bought a home would put a 20% down payment on the home. This was a common practice for all banks in that time period because many did not want to have to deal with a home going into foreclosure. Foreclosing on a home was a term hardly used in those years. People who bought homes had so much money invested in their down p [...]</description>
		<content:encoded><![CDATA[<p>[...] Business wrote an interesting post today onHere&#8217;s a quick excerpt 1. What is interesting is that refinancing a mortgage is relatively a new phenomenon. There was no need to ever refinance a mortgage from the 1950s to the 1990s. Everybody that bought a home would put a 20% down payment on the home. This was a common practice for all banks in that time period because many did not want to have to deal with a home going into foreclosure. Foreclosing on a home was a term hardly used in those years. People who bought homes had so much money invested in their down p [...]</p>
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