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	<title>Comments on: The Top Ten Reasons You Need To Get Your Mortgage From Your Local Bank Or Credit Union</title>
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	<link>http://thetop10reasons.com/the-top-ten-reasons-you-need-to-get-your-mortgage-from-your-local-bank-or-credit-union</link>
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		<title>By: R. Karen</title>
		<link>http://thetop10reasons.com/the-top-ten-reasons-you-need-to-get-your-mortgage-from-your-local-bank-or-credit-union/comment-page-1#comment-300</link>
		<dc:creator>R. Karen</dc:creator>
		<pubDate>Wed, 30 Jul 2008 00:07:00 +0000</pubDate>
		<guid isPermaLink="false">http://thetop10reasons.com/?p=24#comment-300</guid>
		<description>10 Reason To Get A Mortgage From Your Local Bank Or Credit Union &#124; The Top 10 Reasons thanks for this post!</description>
		<content:encoded><![CDATA[<p>10 Reason To Get A Mortgage From Your Local Bank Or Credit Union | The Top 10 Reasons thanks for this post!</p>
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		<title>By: Bad Credit 2nd Mortgage</title>
		<link>http://thetop10reasons.com/the-top-ten-reasons-you-need-to-get-your-mortgage-from-your-local-bank-or-credit-union/comment-page-1#comment-85</link>
		<dc:creator>Bad Credit 2nd Mortgage</dc:creator>
		<pubDate>Wed, 09 Jul 2008 11:14:21 +0000</pubDate>
		<guid isPermaLink="false">http://thetop10reasons.com/?p=24#comment-85</guid>
		<description>found your site on del.icio.us today and really liked it.. i bookmarked it and will be back to check it out some more later ..</description>
		<content:encoded><![CDATA[<p>found your site on del.icio.us today and really liked it.. i bookmarked it and will be back to check it out some more later ..</p>
]]></content:encoded>
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	<item>
		<title>By: The Top 10 Reasons The Negative Amortization Mortgage Ruined The Mortgage Industry &#124; The Top 10 Reasons</title>
		<link>http://thetop10reasons.com/the-top-ten-reasons-you-need-to-get-your-mortgage-from-your-local-bank-or-credit-union/comment-page-1#comment-35</link>
		<dc:creator>The Top 10 Reasons The Negative Amortization Mortgage Ruined The Mortgage Industry &#124; The Top 10 Reasons</dc:creator>
		<pubDate>Thu, 03 Jul 2008 21:04:51 +0000</pubDate>
		<guid isPermaLink="false">http://thetop10reasons.com/?p=24#comment-35</guid>
		<description>[...] for the day. You might be able to save.125-.25% with your local bank or credit union but I covered mortgage rates already.) &#8220;OK client I have this loan that the interest rate is at 3%,&#8221; says the [...]</description>
		<content:encoded><![CDATA[<p>[...] for the day. You might be able to save.125-.25% with your local bank or credit union but I covered mortgage rates already.) &#8220;OK client I have this loan that the interest rate is at 3%,&#8221; says the [...]</p>
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		<title>By: Mortgage Online</title>
		<link>http://thetop10reasons.com/the-top-ten-reasons-you-need-to-get-your-mortgage-from-your-local-bank-or-credit-union/comment-page-1#comment-17</link>
		<dc:creator>Mortgage Online</dc:creator>
		<pubDate>Wed, 02 Jul 2008 06:02:02 +0000</pubDate>
		<guid isPermaLink="false">http://thetop10reasons.com/?p=24#comment-17</guid>
		<description>May God bless you all.</description>
		<content:encoded><![CDATA[<p>May God bless you all.</p>
]]></content:encoded>
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		<title>By: &#187; The Top Ten Reasons You Need To Get Your Mortgage From Your Local Bank Or Credit Union</title>
		<link>http://thetop10reasons.com/the-top-ten-reasons-you-need-to-get-your-mortgage-from-your-local-bank-or-credit-union/comment-page-1#comment-11</link>
		<dc:creator>&#187; The Top Ten Reasons You Need To Get Your Mortgage From Your Local Bank Or Credit Union</dc:creator>
		<pubDate>Tue, 01 Jul 2008 15:39:30 +0000</pubDate>
		<guid isPermaLink="false">http://thetop10reasons.com/?p=24#comment-11</guid>
		<description>[...] E-researching wrote an interesting post today onHere&#8217;s a quick excerpt 1. Your local bank only deals with prime loans. They do not take the risk on risky mortgages mainly because they do not have the additional investors that larger financial institutions have. 2. Your local bank or credit union will more than likely hold onto the mortgage note rather than sell it in bundles like large mortgage companies. 3. Since your local bank or credit union holds onto the note and collects the interest off of the mortgage they are able to offer rates lower than a mortgage b [...]</description>
		<content:encoded><![CDATA[<p>[...] E-researching wrote an interesting post today onHere&#8217;s a quick excerpt 1. Your local bank only deals with prime loans. They do not take the risk on risky mortgages mainly because they do not have the additional investors that larger financial institutions have. 2. Your local bank or credit union will more than likely hold onto the mortgage note rather than sell it in bundles like large mortgage companies. 3. Since your local bank or credit union holds onto the note and collects the interest off of the mortgage they are able to offer rates lower than a mortgage b [...]</p>
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